6 Beach Towns Where You Can Afford A Small Home
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Whether you’re looking to retire or you have some cash to spend on a quaint little weekend getaway, there’s no denying that coastal properties have a certain appeal to them.
From breathtaking views to community beaches and sizzling nightlife, these beach towns have all the trappings that one could dream of when thinking about sun, sand, and surf.
Many initially shy away from looking at coastal properties, thinking beach houses are out of the budget. While waterfront property is considered premium real estate, many beach towns offer affordable housing and beautiful views for a fraction of what you might think.
Read on to see where to put down your beach umbrella, and look forward to some fun in the sun!
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St. Mary’s, Georgia, is a quintessential quaint southern town with much to offer its residents and vacationers. With just under 20,000, the city embraces a smaller town’s charm. St. Mary’s has the amenities and conveniences of urban living.
The city is home to the National Seashore visitor center, St. Mary’s Submarine Museum, and the annual Rock Shrimp Festival. Park your family on the waterfront in a quaint little cottage for under $280,000.
Plus this will be a preferred location for many out-of-town friends and family members who want a taste of life on the beach.
Pensacola, Florida, is a Gulf Coast town that allows you to play and splash in the ocean year-round. Lush greenery and sparkling skies abound in this coastal town you’re sure to fall in love.
Pristine beaches, calm waters, and many cultural and historical attractions make this a beautiful place to find a prime piece of real estate. Everything from condos to estates is yours, with prices ranging from $220,000 to $1.2 million, depending on your preferred view.
Beaufort, North Carolina
Beaufort was founded in 1709 as a fishing hub on the Eastern coast. Rumor has it that this location was a frequent stopping point for Blackbeard and his scurvy crew. Beaufort’s rich history continues to add to the city’s appeal.
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A charming boardwalk, quaint architecture, and several cultural attractions hum this thriving community with activity all year round. For a modest price of around $350,000, you can pick up a charming coastal property with breathtaking views. Have a bit more to spend?
Myrtle Beach, South Carolina
Myrtle Beach, South Carolina, is located on a 60-mile stretch of beach known as The Grand Strand. One of the most famous hubs for southern tourism, Myrtle Beach offers a warm, subtropical climate, endless beaches, and many golf courses and restaurants that attract nearly 20 million people each year.
Come for a visit, and you may want to relocate to one of our many pristine beachfront properties. Beachfront condominiums offer luxury and convenient places to live at around $180,000.
With several styles and layouts, you’re bound to find something perfect for you and your brood.
Everything’s bigger in Texas, except maybe the price tag. Galveston is a lovely beachfront town on the southern coast of Texas, with 32 miles of pristine beach property and an amusement park that attracts plenty of tourists each year.
A rich industrial history and quiet streets lined with Victorian architecture will make you want to take in all the beauty as you make your next home here. Go for a bare-bones lot and build your cottage for $96,000, or you can check out one of our delicious estate properties for $770,000 and up.
There’s a little something for every beachcomber in this southern city.
Bay St. Louis, Mississippi
Bay St. Louis took a recent licking from Hurricane Katrina, but the strong residents of this coastal town bounced right back. The gorgeous historic architecture was preserved.
Then a robust retail and entertainment hub brought life back into the city. If you choose to settle here, you’ll likely spend anywhere from $225,000 to $800,000 on a waterfront view. Bordered by water on three sides, you’ll get your fill of water sports and beautiful scenery in Bay St. Louis.
Life’s A Beach
Regardless of where you hang your hat, these quaint coastal towns have much to offer in the way of convenience, nightlife, and the best views that Mother Nature can provide. Get excited about this new journey as you anticipate all the unique experiences of living in a coastal community.
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Greg is a Chartered Financial Analyst (CFA) with 22+ years experience in Financial Services. He has held numerous FINRA Securities licenses (series 7, 63, 65, and 66), and is an expert on Investment Products and Financial Planning. Greg has 22+ years experience as a real estate investor and degrees in Psychology and Philosophy.
Greg has been quoted/interviewed in Yahoo Money, Yahoo Finance, USA Today, Authority Magazine, Realtor.com, Business Insider, and others.
Greg is an avid runner, and the father to identical twin girls and their awesome brother. His love of budgeting and his kids led him to join The Great Resignation in 2021.
Disclaimer: Any Financial Tips on ChaChingQueen are general and informational. Speak with a professional about your specific situation.