Disclosure and Terms of Service

Effective Date: March 11, 2024

1. Introduction ChaChingQueen.com is a blog focused on providing insights into saving money, personal finance, and consumer advice. We do business as ChaChingQueen, Cha Ching Queen, and ChaChingQueen.com.

2. Compensation and Endorsements We receive compensation in various forms, such as payments, gifts, and affiliate commissions, for some products or services we endorse. This compensation may influence our content, which we will clearly identify as paid or sponsored. However, our commitment remains to offer honest opinions, findings, and experiences.

3. Revenue Disclosure ChaChingQueen earns revenue through advertisements and affiliate marketing programs, including the Amazon Services LLC Associates Program.

Advertisements are subject to change and do not serve as an endorsement by ChaChingQueen.

4. No Professional Advice The content on ChaChingQueen is for informational purposes only and not a substitute for professional advice. Although we are experts on the content we write about, it is important that you always consult with a qualified professional for guidance specific to your situation. We do not know your specific situation so it is not possible for us to provide advice specific to you.

5. Information Accuracy While we strive for accuracy, we cannot guarantee the timeliness or error-free nature of the information provided. Users should verify current information, especially regarding product offers and prices, which are subject to change.

6. User Responsibility Users should exercise judgment and due diligence with products or services mentioned on ChaChingQueen. We are not liable for any adverse consequences resulting from reliance on our site’s information.

7. Intellectual Property All content on ChaChingQueen is protected under intellectual property laws and cannot be used without our prior written consent. For permissions, contact us.

8. Privacy Policy For details on data collection, use, and protection, refer to our Privacy Policy.

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9. Amendments We reserve the right to modify this Disclosure and Terms of Service. Changes take effect immediately upon posting. We encourage regular review of this document.

10. Contact Us For inquiries or to report concerns, contact us.

11. Governing Law This agreement is governed by the laws of Missouri, without regard to conflict of law principles.

12. FTC Compliance We adhere to FTC guidelines on endorsements, ensuring transparency about any compensation received for reviews or endorsements. Our content reflects our genuine opinions.

13. User-Generated Content Guest posts must align with our standards. ChaChingQueen reserves the right to edit, adapt, and publish these submissions. Comments are not enabled.

14. Limitation of Liability ChaChingQueen is not liable for decisions made based on our content. Users are encouraged to conduct their research or consult professionals as needed.

15. Intellectual Property Rights Enforcement Content use without permission is prohibited. Requests for content use should be directed to our contact email.

16. Amendments Notification Changes to these terms will be communicated through our website. Continued use of ChaChingQueen.com after changes signifies acceptance of the new terms.

By using ChaChingQueen.com, you acknowledge and agree to these updated terms and conditions.