How to Make Phone Calls to Lower Your Bills

This post may contain affiliate links. Read the disclosure.

A few years ago our bills were been pouring in. Between all my medical costs from my breast cancer treatments, to the vet bills (our dog just had surgery and was doing fine), and the regular monthly household bills had been adding up. Therefore, I wanted to learn how to make phone calls to lower your bills. So, I thought I would make a few calls and see if there was any way to reduce the bills, even if by just a little. I wanted to learn how to make a few calls in order to lower my bills.

In one day, I lowered my monthly bills with 2 easy phone calls!

Fast forward a few years later, and I decided to write a post to help you all learn how to make phone calls to lower your bills. Since everyone would rather spend that money on other things, here are some tips to lower your monthly bills by making a few phone calls.

How to Make Phone Calls to Lower Your Bills

Call your phone company to lower your phone bill

First, I called AT&T and asked about my current bill. Since I knew there were features we did not need, I asked about what features we currently had. We had the unlimited long distance which we did take advantage of. So, I didn’t want to get rid of that. After some discussion, I managed to get $3 off the monthly bill. I’m not sure if it was because we had been customers for a while or the guy was just being nice? Then, I saved another $10/mo by combining my wireless bill with the landline bill. I didn’t know they offered that deal. If you have AT&T for both wireless and landline, then check into that if you haven’t already.

How to save money on your TV bill

I called DirecTV and was able to bring down our monthly cost by $5 (with same channels) and get an additional Starz package for 3 months. We had been customers with them for a while. I’m not sure what qualifies someone for that deal, but it can’t hurt to ask. If your ISP and television company are the same, then you may be able to work out even more of a deal.

Call your mortgage company to lower your monthly payments

Make a point to reach out to your mortgage agent every now and then. During the phone call (or email), be sure to discuss mortgage rates and property tax assessments. They can help you decide if it is a good time to refinance your home mortgage or appeal your property tax assessment.

About a year ago, we appealed our property and saved a little bit of money.

Call Your Internet Service Provider to Lower Your Monthly Bill

Another thing to consider is reaching out to your internet service provider. If you have been a long-time customer in good standing, then you can usually convince them to give you a credit or deal. In addition, there could be new, better plans that offer you a greater deal.

Don’t forget about insurance. Make phone calls to lower your insurance bills too!

If you are not already using the same company for car, home, and health insurance, then be sure to look into that. Then, call your insurance agent and ask for some advice for lowering your insurance bill. If you have had any major life changes or have children that have moved out of the house, then be sure to talk to your agent.

Make phone calls to lower your bills on subscriptions for Magazines, Movies, and More

Start by looking for any recurring payments for subscription type services. Then, make your calls. If you have gotten any promotional offers or coupons from competitors, then be sure to bring those up. Then, let the company know you are considering making a switch and that you have been a customer for x amount of time.

In addition, you can use this strategy to make phone calls to lower your bills for your lawn service, cleaning company, and more.

More Updates and Tips on Lowering your Bills:

Amazon has a few free and cheap Kindle books with ways to lower your bills. Here are a few. There are also good deals on Bill Trackers (both apps and physical organizers). Check prices before purchasing.

How To Lower Your Bills And Live Frugal Box Set (6 in 1): Learn Over 200 Money Saving Tips To Spend Less And Start Saving (How To Budget, Living A Frugal Lifestyle, Cutting Back Expenses) – FREE

7 Quick and Simple Steps to Lower Bills: A step-by-step guide to saving thousands of dollars on bills you pay today – Free with Kindle Unlimited & $3.99 for Kindle

I lowered my monthly bills with 2 easy phone calls

Here are some others ways to lower your monthly bills with just a phone call. Use these tips to cut your bills yourself over the phone. You can get discounts by just asking for them, but it does take some strategy.

How to ask for Discounts on your Monthly Bills

Regularly schedule calls to your bill providers. A couple of times a year, call your internet service provider, cable company, phone company, cell phone service, etc. Do some research on current prices and deals. Ask for deals or specials for longtime customers in good standing.
When you do call, use a nice pleasant tone and emphasize your loyalty to that company.
Or, you could try another route of “shopping around” and willing to leave for a better deal. Let the company know you checked out X company and they offer Y deal.
Make sure you take good notes with prices, term, and customer service rep’s name.

So, the moral of the story is, it never hurts to ask. It just a took a few minutes of my time. I was able to lower our monthly bills, therefore, saving our family $18 a month.