How I Made A Few Phone Calls And Lowered My Monthly Bills

A few years ago our bills were pouring in. I wanted to learn how to make phone calls to lower your bills.  So, I thought I would make a few calls and see if there was any way to reduce the bills, even if by just a little.  I wanted to learn how to make a few calls to lower my bills.

One day, I lowered my monthly bills with two easy phone calls!

Fast forward a few years later, and I decided to write a post to help you all learn how to make phone calls to lower your bills.  Since everyone would rather spend that money on other things, here are some tips to lower your monthly bills by making a few phone calls.

How to Make Phone Calls to Lower Your Bills

Call your phone company to lower your phone bill 

First, I called AT&T and asked about my current bill.  Since I knew there were features we did not need, I asked about what features we currently had.

I mentioned I was thinking of canceling, and they offered a $100 credit. There was no negotiating or back and forth. AT&T just offered the free $100.

Most of the time, the first person you talk to at companies is approved a certain amount, then the level above them is allowed to approve a higher retention bonus.

Then, I saved another $10/mo by combining my wireless bill with the landline bill. I didn’t know they offered that deal. If you have AT&T for wireless and landline, check into that if you haven’t already.

$10 a month may not send like much, but it’s a free meal or two a month. If you do this with each of your subscriptions it will really add up.

How to save money on your TV bill

I called DirecTV and was able to bring down our monthly cost by $5 (with same channels) and get an additional Starz package for three months. We had been customers with them for a while.

If your ISP and television company are the same, then you may be able to work out even more of a deal.

Call your mortgage company to lower your monthly payments

Make a point to contact your mortgage agent every now and then.  Discuss mortgage rates and property tax assessments during the phone call (or email).   

They can help you decide if it is a good time to refinance your home mortgage or appeal your property tax assessment.

About a year ago, we appealed our property and saved a little bit of money.

Call Your Internet Service Provider to Lower Your Monthly Bill

Another thing to consider is reaching out to your internet service provider.  If you have been a long-time customer in good standing, you can usually convince them to give you credit or deal.  In addition, new, better plans could offer you a greater deal.

Don’t forget about insurance.  Make phone calls to lower your insurance bills too!

If you are not already using the same company for car, home, and health insurance, then look into that.  Then, call your insurance agent and ask for advice on lowering your insurance bill. 

If you have had any major life changes or have children that have moved out of the house, then be sure to talk to your agent.

Make phone calls to lower your bills on subscriptions for Magazines, Movies, and More

Start by looking for any recurring payments for subscription-type services.  Then, make your calls.   If you have received promotional offers or coupons from competitors, bring those up. 

Then, let the company know you are considering making a switch and that you have been a customer for x amount of time.

In addition, you can use this strategy to make phone calls to lower your bills for your lawn service, cleaning company, and more.

How to ask for Discounts on your Monthly Bills

• Regularly schedule calls to your bill providers.  A couple of times a year, call your internet service provider, cable company, phone company, cell phone service, etc.  Do some research on current prices and deals.  Ask for deals or specials for longtime customers in good standing.
• When you call, use a nice pleasant tone and emphasize your loyalty to that company.
• Or, you could try another “shopping around” route and be willing to leave for a better deal.  Let the company know you checked out X company, and they offer Y deal.
• Make sure you take good notes with prices, term, and customer service rep’s name.

So, the story’s moral is that it never hurts to ask. It just took a few minutes of my time.  I was able to lower our monthly bills.

More Updates and Tips on Lowering your Bills:

Amazon has a few free and cheap Kindle books with ways to lower your bills. Here are a few.  There are also good deals on Bill Trackers (both apps and physical organizers). Check prices before purchasing.

• How To Lower Your Bills And Live Frugal Box Set (6 in 1): Learn Over 200 Money Saving Tips To Spend Less And Start Saving (How To Budget, Living A Frugal Lifestyle, Cutting Back Expenses) – FREE
• 7 Quick and Simple Steps to Lower Bills: A step-by-step guide to saving thousands of dollars on bills you pay today – Free with Kindle Unlimited & $3.99 for Kindle

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