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Cha ching queen living a big life on a little budget.
ByGreg Wilson, CFA Updated onSeptember 22, 2023 Reading Time: 14 minutes
Home » Money Matters » Ultimate Guide To Swagbucks: Everything You Want To Know And More

Ultimate Guide To Swagbucks: Everything You Want To Know And More

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Do you want to make money online simply by searching, shopping, surveys, or playing games? We will tell you everything you need to know to decide if Swagbucks is worth your time.

Read our complete Swagbucks review to decide if it’s worth a shot (which it probably is!).

Table of Contents

  • What Is Swagbucks?
  • Benefits Of Swagbucks
  • Drawbacks of Swagbucks
  • How Does Swagbucks Work? 
  • Is Swagbucks Legit?
  • How to Start Making Money With Swagbucks? 
  • 6 Ways to Earn Money Online With Swagbucks Rewards
  • Swagbucks Online Surveys 
  • Our Experience: With Swagbucks Surveys
  • Get Cashback Shopping With Swagbucks
  • Our Experience Shopping With Swagbucks
  • Magic Receipts
  • Our Experience With Magic Receipts
  • Swagbucks Discover
  • Our Experience With Swagbucks Discover
  • Swagbucks Search 
  • Our Experience With Swagbucks Search
  • Make Money Playing Games
  • Our Experience Playing Games With Swagbucks
  • Is Swagbucks Worth It?
  • Who Should Use Swagbucks?
  • Swagbucks Review Summary
  • Next Up From ChaChingQueen

What Is Swagbucks?

Swagbucks is a tool that lets you earn points or SBs by completing surveys, watching videos, and participating in other activities.

It is also the world’s most extensive free rewards program that pays you for short tasks you can easily do online.

If you love shopping, using Swagbucks is a great way to save a little extra while you pay for your online purchases. Earn Swagbucks points (called SB) for the everyday things you already do online by shopping, playing games online, etc.

Then, you can redeem your SB for exclusive reward items or donate to support charities. 

Swagbucks is one of the oldest brands, as it has been around since 2008. Now over 15 years old, they have given away more than $650 million in rewards since they started.

Swagbucks has over 20 million users online!

Swagbucks has gained a lot of popularity online, and they’ve been featured in magazines like US News, Reader’s Digest, World Report, and Cosmopolitan.

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Benefits Of Swagbucks

  • Account creation is free
  • Big bonus on sign up
  • Many ways to earn SB points
  • Quick availability of points
  • Mobile-friendly rewards site and apps
  • Simple to complete tasks
  • Swagbucks does not ask for a bank account

Drawbacks of Swagbucks

  • Not a great way for passive income
  • A basic tool for cashback rewards
  • Redeeming SB points sometimes takes awhile
  • Most offers paying the most Swagbucks points require a purchase or a credit card sign-up
  • It isn’t easy to qualify for surveys
  • Customer service isn’t the greatest (or fastest)

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How Does Swagbucks Work? 

Earn Swagbucks points every time you complete an activity called a “Swagbuck.” The more activities you complete, the more Swagbucks you earn, and your rank is on the leaderboard! You can then use these points to enter drawings for gift cards or even buy your gift cards.

One SB is worth about $0.01 and is credited to your account in exchange for completing tasks, surveys, and offers. The value of your earnings will vary by what you do.

Most Swagbucks members should be able to earn $1 to $5 a day (or $365 to $1,825 a year). Some offers pay $50 to $250, but on a typical day, earnings could average $1 to $5 a day.

Use your PayPal Cash-out service to withdraw your earnings to your PayPal account. Or once you have earned at least 100 Swagbucks (which is only $1), you can exchange your SBs for gift cards to places like Amazon, Walmart, and Target.

You can also donate your points to charities like UNICEF and the American Red Cross. You will need to consult the gift card redemption page for more details on using your Swagbucks.

It only takes about 30 minutes daily, and you can easily make up for an extra $300 – $400 in grocery savings each month.

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Is Swagbucks Legit?

Swagbucks is a legitimate platform that pays real money for viewing ads, taking surveys, and completing offers. The site boasts 21,000 reviews on Trustpilot with a 4.3-star rating.

Swagbucks is part of Prodege, LLC, a media company that owns four online companies: Tada, MyPoints, InboxDollars, and Swagbucks. All four brands work together to make it easy to enjoy life by making money using the Internet.

Prodege LLC, the parent company of Swagbucks, has a B rating with the Better Business Bureau (BBB).

As one of the most popular rebate sites, they strive to be the best in the industry by offering incentives to their members and creating innovative cutting-edge contests.

How to Start Making Money With Swagbucks? 

You can earn free gift cards and cash with Swagbucks either passively or actively.

If you use the Swagbucks search engine as default when shopping online, you can start earning money for everything you already do online. You can also complete activities to earn free gift cards.

Can I Earn Passive Income On Swagbucks?

Yes. Making passive income on Swagbucks happens in two ways, by searching and shopping online using Swagsbuck.com. This is passive income because it happens automatically, without any extra effort on your part.

How Can I Earn Active Income With Swagbucks?

You can earn money by watching videos, checking out online deals, and taking online surveys. There are some genuine ways to earn free cash with Swagbucks!

6 Ways to Earn Money Online With Swagbucks Rewards

Following are some genuine ways to earn cash-back rewards and free gift cards online in 2023 using Swagbucks:

  1. Take Swagbucks Surveys 
  2. Get Cashback on Shopping
  3. Magic Receipts: Forward them your e-receipts or paper receipts
  4. Discover: Check new deals or sign up for free samples
  5. Swagbucks Search: Search via Swagbucks search engine
  6. Play Games (phone and computer games)
  7. Swagit:  Enjoy amazing content and get rewarded for rewarding great content!
  8. Swagbucks Live: Swagbucks LIVE has a big cash prize and the opportunity to earn SB when you get questions right.
  9. Any Receipt: Earn 2 SB, up to 10 times per week, for any recent receipt. This can be a grocery receipt, home improvement store receipt, clothing store receipt, etc. 

We have tested most of these ways to help you select the method that will earn you more Starbucks points! Below is a detailed review of each method we tested:

Swagbucks Online Surveys 

Surveys are a great way to make money on Swagbucks. You can take as many Swagbucks surveys as you like, earning you Swagbucks points which convert into cash or gift cards.

The company sells advertising on its sites, partners with brands online, etc. They also receive payments from companies for your participation in surveys and focus groups.

In the case of surveys, major and renowned brands rely on platforms like Swagbucks to obtain consumer feedback. In exchange for users like us participating in a survey, the partner companies or brands pay Swagbucks for the questions answered.

Once Swagbucks is paid, it passes on some of its earnings to the consumers, which you can use to earn cashback and gift cards.

Your Swagbucks account provides a profile that allows you to tell the site what kind of surveys you like and don’t like, your age, income, and interests, among other demographic information.

The system matches you with surveys based on your profile, so Swagbucks serves only those that are right for you.

To qualify for surveys, you will need to answer pre-qualification questions. If you don’t qualify for a survey, you may still be eligible for a reward with quick surveys that usually pay well at the end of the day. 

The more accurate and detailed your profile, the more likely you are to qualify for survey matches. So, take a few minutes to fill out your account preferences and demographics to get matched with surveys that are more likely to have “yes.”

With Swagbucks, you can choose from four different survey options: Gold surveys, Peanut Lab surveys, Your Survey Profile, and Daily Polls.

Gold Surveys

Gold Surveys are the highest-paying Swagbucks surveys available and the longest to complete. Depending on Swagbucks‘ estimated time requirements, they offer anywhere from 20 to 500+ SBs in payout, plus a varying amount of time to earn your SB. Gold Survey no longer appears to be available

Peanut Lab Surveys

Peanut Lab Surveys are a special offer available on Swagbucks.com which lets you engage with brands, marketers, and advertisers directly.

This section gives you a chance to get free points for taking online surveys about new products and services, donating to charities, signing up for free samples, or learning more about your interests.

These “no cost” offers are for surveys that may require your information to receive your deposit. Some surveys require you to provide additional information and/or sign up for samples. But you can always decline these if you wish to avoid taking them.

On completion, you are rewarded with SB points which can be redeemed on Swagbucks. There are no fees or obligations to join this program, and your personal information is always kept private.

Your Survey Profile and Daily Polls

Daily Poll is an easy way to earn a few extra points on the survey. Each day you’ll be asked questions. One question is worth one SB. You will make two SBs for answering every ten questions. Although the reward is little, questions are multiple-choice and short, which go by swiftly.

You can earn points for answering fun multiple-choice questions and completing quizzes and short surveys on Your Survey Profile. It’s quick, fun, and, best of all.

Our Experience: With Swagbucks Surveys

While most survey sites won’t pay you a ton of money, it makes up for that by offering regular opportunities to earn gift cards or other rewards. Swagbucks surveys are slightly above average compared to the sites we have tested.

Your Survey Profile questions are simple and easy to answer. They’re short surveys that take just a few minutes each day and usually finish quickly. Sometimes they have a small points value, but most of the time, they’ll only earn you about five points per survey.

The Peanut Lab Survey was a little tricky. We did try signing up for a Seventh Generation sample, but it was unclear if this was an offer or something else, and there seemed no apparent end.

Peanut Lab was a waste of time for us. You must complete the questionnaire and accept an offer at the end of the survey. It is possible to sign up for some programs to get your rewards, but since we have yet to receive any SBs, it wasn’t worth it.

Survey profile questions and daily polls are worth it. They are quick and easy. Peanut Lab surveys were more confusing and time-consuming.

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Get Cashback Shopping With Swagbucks

Shopping for all your holiday gifts is easier than ever with just one click. Swagbucks shopping works like the popular online rebate site, Ebates.

Swagbucks pass on a little commission to consumers as cashback directly into their Starbucks account. While shopping through one of Swagbucks‘ affiliate links, Swagbucks get a small commission.

For instance, a 5% cash-back deal on Amazon means earning 5 SB on every $1 spent using the Swagbucks affiliate link.

Some places you will find Swagbucks point applicable include Amazon, Lowe’s, Banana Republic, Athleta, and travel sites like Hotels.com and Priceline.

Swagbucks shopping has coupons for Groupon deals and local shopping. You can click the link that will direct you to the brand’s website to complete your purchase.

Swagbucks partners with several retailers to offer special deals on specific products. Some multipliers can be as high as 10x.

In this case, if you find a store offering a 10x deal but typically offers 1% cashback, you will get 10 SB or 10% cash back on every $1 spent. What’s great is any codes do not bind these multiplier offers.

You’ll notice these deals pop up in your explorer or search bar in your rewards bar. Sometimes they’ll even send them to you straight from your Swagbucks app. However, the multiplier offers may take up to 30 days to show up on your account based on the brand/shop.

Our Experience Shopping With Swagbucks

Swagbucks Shopping is overall a great way to earn cashback. Sometimes the deals you have to hunt need to be better advertised.

For instance, the 4% cashback deal we wanted to use for books was only for buying Amazon devices, but other categories still have great coupons.

But if you look hard enough, there are ways to earn Swagbucks when shopping on Amazon. Couple the saving with what you save after reading our guide on how to save on amazon, and your savings will add up.

A few of our favorite sites where you’ll find the best deals include Target, Kohl’s, Walmart, and Banana Republic. But there are thousands of stores for you to earn cash back on with Swagbucks Shopping.

Just shop as usual by adding the SwagButton extension to your browser. And anytime you see a deal from Swagbucks in your browser, activate it to make sure you earn points back on your purchase!

Magic Receipts

Want to earn even more money from shopping? Swagbucks has a solution for you! Get cash back on groceries, household items, and more when you buy groceries through Magic Receipts!

Get started with Swagbucks today to earn SBs when you purchase at Walmart, Target, or Kroger. You can then add your receipt in the app to make SBs.

Each item has its value, from how much it costs to the SBs you can earn to purchase it. Some things, like onions and apples, are only worth two SBs. Other items, like cleaning supplies and tequila, could be as high as 3,000 SBs!

Whether an item is brand-specific or needs in-store shopping may also determine its value. Many offers require you to buy a minimum amount of products to earn your SBs. Check out each deal and pay attention to the “fine print” section.

Whenever you shop and buy products that contain a Swagbucks receipt, log in to your shopping list in Swagbucks and upload your receipt.

After answering a few questions about your purchase, you can submit a picture of your receipt. Swagbucks will scan your receipt and credit your account with SBs.

Our Experience With Magic Receipts

Magic Rceipts is nice if you have one place where you usually shop. It will scan your receipt and show you all the bonuses and deals you can get at that store.

This is a great feature, and we plan to use it more often. A drawback is we do most of our shopping on Amazon. But for our brick and morter purchases it’s a great feature to save. You do need to remember to print out the receipt and take a high-quality picture of it.

To maximize your cash back, you also need to understand the offers before shopping. This research takes time, and then it’s cumbersome to find in stores exactly what it is you need to buy for the cash back. It greatly helps if you “favorite” stores you shop at the most.

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Swagbucks Discover

Swagbucks Discover helps you earn SB for trying a new product or service, signing up for a trial, and donating to charities. You can also download mobile apps and watch videos.

Offers are similar to Peanut Lab surveys, but more often than not, they’re quicker and easier to complete since no links are involved. Also, the companies that have a partnership with Swagbucks post these offers. While some of these offers need you to make a transaction, others only ask for a sign-up.

Cashback offers and surveys often pay out within days or even immediately, while many Discover Offers look to take a month or more to come through. We advise waiting until you get that confirmation email before you do much else.

Our Experience With Swagbucks Discover

These might be a good fit for you if you’re hoping to find some deal or discount. But again, they’re generally the same as the offers that come through the Peanut Labs app.

Signing up for Stash, Charlie, and Home Chef meal delivery kits were just some of the options in our testing account.

Swagbucks Search 

Swagbucks Search is a search engine that rewards you for searching the web with Swagbucks.com. You will earn SB for every search you make. You can add the Swagbucks Search Chrome extension to your browser to make it your default browser.

Our Experience With Swagbucks Search

We’ve used Google for search for the last 20 years. So Google is a habit. We tried to use Swagbucks Search, but we continually find ourselves defaulting to typing in google.com.

So in full transparency, we didn’t fully give Swagbucks Search a chance to earn.

Make Money Playing Games

With a computer and mobile games, you can earn Swagbucks points using the following three ways:

  • Make in-app purchases
  • Play online games with a random win
  • Reach a minimum level in a game within a certain period

Swagbucks offers games like Bejeweled, Bingo, and Solitaire. You earn SB points for each dollar you spend on in-app purchases.

Once you have found a list of games that may interest you, remember that you must follow the rules to receive points for these games.

Our Experience Playing Games With Swagbucks

We liked Swagbucks‘ transparency. It shows you precisely what to do to earn your SBs for each offer. You can click on a card to see what promotions, surveys, or activities you’ll have to do to earn your points.

As you would expect, the games kill time. It’s a nice way to earn money when you are sitting around bored.

Is Swagbucks Worth It?

Swagbucks is a great option if you’re looking to make some extra money or need a little bit of cash to get through the month. It’s worth it if you have leisure time. But you have to weigh how much time you are willing to put into Swagbucks and what you can make from it.

For example, it only takes about 25 minutes each day to earn 77 Swagbucks, which can be enough for a $5-$10 Amazon gift card in a week. You can make even more by referring a friend.

Referrals are another best way to make money with Swagbucks. From inviting friends and family to join you to sharing their site on social media and spreading the word about Swagbucks. They want you to earn as much SB as possible.

Earn 10% of all your friends’ points when you refer them to the app. All you need to do is send your friends a link, and they will earn rewards for you. It’s instant, so there is no waiting for a reward.

Who Should Use Swagbucks?

Many students, teachers, and parents use Swagbucks to earn while doing something else. Earn points when you shop online, play games, and answer surveys.

Then redeem your points for cash back (and other rewards). It’s easy to search the web or watch videos on your phone, tablet, or computer.

It’s ideal for college and high school students. But any person with some free time can find Swagbucks a go-to option to earn passive money.

You will need to spend significant time on the platform to earn some dollars within a month. If you spend three hours each week on Swagbucks and earn just one dollar per hour, you’ll spend around 12 hours a month and make as much as $10.

You may earn more by completing special offers or participating in other promotions.

Swagbucks Review Summary

Swagbucks, one of the world’s most popular loyalty and rewards sites today, offers members the opportunity to earn free gift cards and cash for things they shop online by searching the web and watching videos.

With Swagbucks, you can redeem your rewards for merchandise, electronics, and other popular gifts. Besides, you can redeem those points for gift cards to your favorite stores like Amazon, Starbucks, Target, Walmart, and more!

You can also earn Swagbucks (SB) for everyday things like searching the web and online shopping at your favorite stores. And if you’re a savvy shopper, you’ll love their special coupons!

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