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Cha ching queen living a big life on a little budget.
ByErin Updated onNovember 29, 2024 Reading Time: 18 minutes
Home » Eat » The Art of Frugal Food Shopping: How To Save On Groceries

The Art of Frugal Food Shopping: How To Save On Groceries

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A person with long hair and a pink cardigan smiles while holding a notepad in a grocery store aisle. A shopping cart filled with groceries is beside them.
Image Credit: DepositPhotos

Everyone faces the issue of grocery shopping, but those on a tighter budget may feel particularly overwhelmed.

Now, more than ever, it’s crucial to discover methods of reducing one’s food bill in light of growing costs and general living expenses. Frugal grocery shopping can save you hundreds of dollars a month.

Luckily, you can use many hacks and strategies to stretch your food dollars further.

From meal planning and store loyalty cards to online shopping for non-perishables to locating cheap goods, this piece will cover some of the finest tactics for saving money while grocery shopping.

My father worked his entire career at a grocery store. I’m going to share many tips he taught me.

If you’re a frugal shopper searching for grocery store savings tips, read on.

Table of Contents

  • What Is the Best Day To Shop At Grocery Stores?
  • Skip the Snack Packs
  • The Best Fruit Can Be Found at Farmer’s Markets
  • Join Grocery Store Email List
  • Try Different Stores, Not Just One, to Save Money
  • Stock up on the basics by purchasing in large quantities
  • Try to Limit Your Purchases to Store-Branded Products
  • Stop Buying pre-made foods and TV dinners.
  • It’s essential to know how to store your groceries properly
  • Make the Most of Your Scraps
  • Cash Only, Please
  • Make Use Of Loyalty Cards
  • Be on the Lookout for Discount Coupons From the Manufacturers
  • Make Cheap Healthy Snacks
  • 28 Healthy Snacks You Can Make
  • 1. Greek Yogurt
  • Eat healthily without breaking the bank

What Is the Best Day To Shop At Grocery Stores?

A person with a shopping cart walks down an aisle lined with various packaged food and drink products in a well-lit grocery store, deep in thought about how Americans are tired of tipping everywhere they go.

Based on the information I found, it seems that the best day to shop at grocery stores to save money is typically Wednesday. This mid-week day often offers fresh produce and double the deals, making it an ideal time to score some savings.

In addition to being less crowded, which can make for a more relaxed shopping experience, Wednesday is also known for having the freshest items available.

If you’re looking to save on specific items, Wednesday and Thursday are cited as the best overall shopping days. Moreover, reduced prices on soon-to-expire products frequently occur on Wednesdays.

While Monday has been noted as the least busy time of the week for grocery shopping, most sources agree that Wednesday is the top choice for both discounts and freshness.

It’s advisable to avoid grocery shopping on Saturdays due to high customer traffic and potentially fewer deals.

Keep in mind that while these trends generally hold true, they may vary depending on your location and the specific store’s policies.

Just ask anyone at your local grocery store the best day to save on groceries and they will tell you. If they don’t ask someone else there.

Always check your local store’s weekly ads and consider shopping in the middle of the week for the best potential savings.

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YouTube video

Skip the Snack Packs

Best Tips To Save On Groceries: Prepackaged Snacks
Image Credit: ChaChingQueen

Buying snack boxes with predetermined serving sizes is tempting, whether for your kids or yourself.

They may look like a good choice for your health, but in reality, they are only sometimes as good for you as they promise to be and are usually more expensive.

You may make your own “snack packs” from whatever you like, including fresh produce, nuts, dried fruits, cheese, and more.

You may still have the “portion regulated” benefit by storing them in individual Tupperware containers.

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The Best Fruit Can Be Found at Farmer’s Markets

Tips To Save Money On Groceries: Veggies at Farmers Market
Image Credit: ChaChingQueen

If there is a farmer’s market in your area, you should visit there for fresh vegetables. In addition to helping the community, buying locally grown food has many advantages, including lower prices and less pesticide use.

You can turn the trip into a memorable family adventure if you have children. If you have a dog, you can bring him along and make it a family outing.

Most fruit stands include free samples of their wares, so bring the kids along to try something new while you shop for their favorite fruits and vegetables.

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Join Grocery Store Email List

Best Ways To Save On Groceries; Sale Sign at the grocery store
Image Credit: ChaChingQueen

Join the grocery store’s email list to receive coupons in your inbox.

Coupons and deals for grocery delivery or in-store pickup can be found in the many emails you receive from various retailers. Some discounts are better than others.

Avoid buying something you don’t need just because there is a discount. It’s a bad deal to buy anything you do not need.

The electronic newsletter might also provide details on in-store discounts based on previously purchased items.

Purchase only as many of these items as you know you will use them immediately because they spoil quickly.

Lost food costs you a lot of money, especially if you don’t eat it before it goes bad. Bananas and grapes, for example, can be cut into halves or quarters depending on your needs.

If you can’t use the food before it goes bad, don’t buy it in excess.

Most people who purchase bakery items in bulk at Costco do so because they think they are getting a better value, but then they find themselves throwing away half the stuff a week later because it has gone stale.

That’s not even close to a fair exchange. If you know you won’t be able to eat all of the fresh vegetables you buy within a week or so, consider buying them frozen instead.

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Try Different Stores, Not Just One, to Save Money

Grocery store interior featuring displays of bagged apples in the foreground, with various packaged goods and fresh produce on shelves and stands in the background. Signs indicate sale prices, catering to the budget-conscious lower middle class community.

Most grocery stores in your neighborhood probably have some sales going on right now. Feel free to if you find a lower price on an item elsewhere than where you usually shop.

Take advantage of the healthy competition amongst grocery stores, allowing you to score the best discounts. There are many ways to cut costs, but one of the best is shopping and using the available options.

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Stock up on the basics by purchasing in large quantities

A woman wearing a mask pushes a shopping cart filled with groceries, including fruits, vegetables, and paper towels, in a store.

Buying in bulk is a great way to cut costs over time. Your basic necessities can be found in quantity if you shop at a warehouse club like Costco or Sam’s.

You should stock up on necessities like meat, cereal, toilet paper, and paper towels by buying in mass quantities.

Tenderloins can be purchased in whole and then sliced at home. You can get multiple fillets from a single tenderloin if you know what you’re doing.

A second great bulk-buying staple is oatmeal. Besides being more expensive than buying oats in bulk, pre-made oatmeal packets are full of unnecessary sugars.

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Try to Limit Your Purchases to Store-Branded Products

Best Tips To Save Money When Grocery Shopping: Name Brand vs Store Brand
Image Credit: ChaChingQueen

Most supermarkets offer store brands at lower prices than national names.

Products sold under the store’s own label are manufactured and marketed only by that retailer.

While store brands of cereal, canned goods, and condiments may not be interchangeable with their name-brand counterparts, they are available for most other common foods.

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Stop Buying pre-made foods and TV dinners.

Money Saving Tips for Grocery Shopping; Prepared Dinners
Image Credit: ChaChingQueen

It’s normal to get tired of cooking every once in a while. Nonetheless, the cost of buying a ready-made meal is always more than the cost of making the same dinner at home.

Preparing meals in advance is an excellent strategy for saving time and work in the kitchen during the week.

Preservatives and extra sugar, and salt are also prevalent in ready-to-eat foods. You and your family will be considerably healthier if you shop for fresh ingredients and prepare meals at home.

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It’s essential to know how to store your groceries properly

Two jars filled with chopped celery and carrots in water sit on a kitchen counter with a blurred living room background.
Image Credit: iStock

Many perish quickly after being purchased, especially fresh items. But, there are several methods you may use to prepare your food to increase its shelf life and decrease your likelihood of throwing it out.

Vegetables like celery and carrots can be stored in water in a mason jar. They will only dry out if you keep them submerged in water.

Always store your fruit in airtight containers after a good washing. It’s important to reseal frozen meals before putting them back in the freezer to avoid freezer burn.

My dad’s entire career was in a grocery store. He’s explained many times how important it is to store food the same way at home that they do at the grocery store.

No one wants to throw away food less than a grocery store.

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Make the Most of Your Scraps

Hands holding a bowl of vegetable soup with corn, carrots, peas, and beans, on a dark cloth background with fresh herbs nearby.

Leftovers from one dinner can be used in another meal later in the week. Tomorrow night’s dinner’s leftover vegetables can be warmed and served with breakfast.

The leftovers are great for making casseroles and soups. You can use the internet as a source of ideas to help you make the most of your leftovers.

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Cash Only, Please

A woman holding a baby pays a cashier at a grocery store checkout, while a young girl stands nearby.

When given access to a debit card, consumers are more likely to spend lavishly (especially a credit card). Cash makes it obvious how much money you have, so you can’t spend more than that without giving yourself a hard time.

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Make Use Of Loyalty Cards

A customer hands a green loyalty card to a cashier at a checkout counter in a store.

Signing up for a rewards card at a supermarket like Safeway is usually free of charge. As a member, you’ll be eligible for special discounts and perks.

In many cases, the discounted price displayed is valid only for reward members, who must sign up to take advantage of the offer.

Apply For Discount Cards & Loyalty Programs To Save More Money

Be on the Lookout for Discount Coupons From the Manufacturers

Person with curly hair, wearing a light puffer vest, smiles while using a laptop indoors.

Numerous supermarkets and discount businesses post-manufacturer coupons on their websites or through third-party sites like coupons.com, mysavings.com, and redplum.com.

Use these grocery coupons in-store or online to save big at your favorite retailers.

Discount or “Outlet” stores are where you should be shopping.

Shopping at places like day-old bakeries may save a lot of money on food. Some goods may be up to 50% off.

Bread items can be frozen and used later in a variety of ways.

Fruits and vegetables are at their healthiest and most nutrient-dense when purchased in season.

Local farmers often supply seasonal fruits and vegetables. Hence, this is a fantastic option if you prefer to support local farmers.

You can easily find out what kinds of produce are in season at any given time by searching on Google. A list can be printed and posted on the fridge to serve as a reminder when grocery shopping or making an internet purchase.

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Make Cheap Healthy Snacks

A clear jar filled with a variety of mixed nuts and dried fruits is shown from a top-down view against a blue textured background.

Having healthy snacks to eat during the day can help you keep your food budget down and give you an extra boost of energy throughout the day.

Still, coming up with ideas for snacks that are both healthy and affordable can be time-consuming.

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28 Healthy Snacks You Can Make

A woman holds two tomatoes while smiling at a kitchen counter with sliced cucumbers and a salad bowl.

Here are 28 cheap and healthy snacks to get you through the day.

🙋‍♀️If you like what you are reading, then click like and subscribe to my newsletter. We share tips to waste less time and money.

1. Greek Yogurt

A bowl of yogurt topped with sliced strawberries and oats is placed next to a spoon on a wooden table with a plate of whole strawberries in the background.

Greek yogurt is a protein-rich dairy product that comes in a variety of flavors. At 20 grams of protein per 7 oz serving, this quick, nutritious snack is an excellent source of protein, and it pairs nicely with a serving of fruit or granola!

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2. Hard Boiled Eggs

Two eggs boiling in a pot of water on an induction stove.

Hard Boiled eggs are a cheap, healthy, nutrient-dense snack. You can prep these and have them ready to go in your fridge, making them a great option to take to the office or school. 

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3. Banana

A close-up of a bunch of yellow bananas with minor brown speckles, piled together.

Bananas are very versatile and very inexpensive. You can throw them into a smoothie, serve it sliced on toast with peanut butter, dip them in dark chocolate, and freeze. 

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4. Watermelon 

Sliced and cubed watermelon on a wooden cutting board next to a large knife.

Fresh fruit is always an excellent healthy snack idea. And watermelon isn’t just a sweet and juicy treat; it’s packed with nutrients and not super expensive. You can slice it and serve or throw it into a smoothie!

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5. Apples

A cluster of eight red and yellow apples with leaves on a gray surface.

Apples are an incredibly nutritious fruit that offers multiple health benefits. They’re rich in fiber and antioxidants. Apples are great on their own or paired with nut butter or cheese. 

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6. Grapes

Purple grapes with water droplets rest on green leaves.

Grapes are rich in several powerful antioxidants and are an easy cheap snack. You can eat grapes either on their own or pair them with cheese for an extra bit of protein for a more filling snack. 

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7. Toast

A stainless steel toaster on a kitchen counter with two slices of toasted bread inside.

A loaf of bread is inexpensive, and you can add your own twist with toppings like avocado, cream cheese, nut butter, seed butter & banana. There are so many delicious combinations available. 

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8. Nuts

Assorted nuts including cashews, almonds, walnuts, and hazelnuts are scattered on a wooden surface with some in a small white dish.

Almonds, cashews, and macadamia nuts are all loaded with healthy fats and protein to help keep you full between meals.

They’re also shelf-stable, making them an excellent choice for snacks to take to work or school. 

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9. Cheese

Close-up of sliced brie cheese on a patterned plate. A wedge of brie shows its creamy interior with a white rind; nearby, there are thin slices of cheese laid flat.

Cheese is a protein-packed snack. You can grab a quick on-the-go string cheese, rollup cheese, and sandwich meat together or have it with a piece of fruit. 

🙋‍♀️If you like what you are reading, then click like and subscribe to my newsletter. We share tips to waste less time and money.

10. Muffins

Two chocolate cupcakes with swirled frosting and decorative chocolate sprinkles on a plate.
Image Credit: Pixabay

Muffins are a sweet snack that is perfect for on the go. 

There are many recipe variations; banana muffins, chocolate chip muffins, and applesauce muffins. There is something for everyone. 

Plus, you can make these ahead and freeze them until you are ready for a quick breakfast or snack on the go. 

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11. Cottage Cheese

A blue bowl filled with cottage cheese, topped with blueberries, a blackberry, a strawberry, and mint leaves, placed on a light wooden surface with a spoon nearby.

Cottage cheese is inexpensive and is a low-fat, protein snack. It’s an excellent high-protein snack to incorporate with fresh fruit or can be enjoyed on its own. 

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12. Oatmeal

A bowl of oatmeal topped with sliced strawberries is placed on a light-colored surface. Whole and halved strawberries lie next to the bowl, showcasing one of many healthy affordable meals you can enjoy any day.

Oatmeal is a filling snack rich in fiber. Grabbing the oatmeal instant packets is great for shortening this snack to perfect portion sizes.

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13. Oat Balls

A plate of stacked oatmeal energy balls with visible bits of dried fruit, surrounded by scattered dried fruit pieces.

Besides oatmeal, you can also use oats as the base ingredient for energy balls.

Oat balls are super simple to make, and most of the ingredients are items frequently found on hand in your pantry. 

Choose your favorite combinations to create your favorite energy bites. For example, nut butter of your choice, like natural peanut butter, to bind everything together, honey for a touch of sweetness, a few chocolate chips or nuts, and you’ve got a quick healthy snack.

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14. Hummus

A white plate filled with hummus, garnished with a drizzle of olive oil, sunflower seeds, and fresh basil leaves, on a white background.

Hummus is a popular Middle Eastern dip, typically made by blending chickpeas, tahini, garlic, olive oil, and lemon juice in a food processor. It’s a great plant-based protein and is super versatile.

You can serve it with carrot sticks or other raw vegetables, with pita chips, or even spread it onto a sandwich. 

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15. Carrots

A white bowl filled with baby carrots on a wooden board, with scattered parsley leaves and additional carrots nearby.
Image Credit: iStock

Carrots are nutrient-rich, a source of fiber, and inexpensive. 

Baby carrots are a great kid-friendly snack. You can pair them with hummus, cheese, or eat them plain. 

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16. Cucumbers

A cucumber partially sliced on a wooden cutting board with a knife nearby.

A common misconception is that cucumbers are a vegetable when they are, in fact, considered a fruit. Cucumbers are high in nutrients but low in calories, making them a healthy snack idea.

They are refreshing and incredibly versatile. You can eat them plain, in a salad or on sandwiches. 

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17. Celery

A close-up view of a pile of fresh celery stalks and leaves.

Celery is an excellent snack if you are looking for low calories with a crunch. It’s a great source of important antioxidants and a budget-friendly snack. 

Celery is excellent served with nut butter, with cream cheese, cut up in a salad, or just on its own. 

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18. Cherry Tomatoes

A pile of fresh, red cherry tomatoes with green stems.

These small juicy fruits come in a variety of colors and are full of flavor! 

Cherry tomatoes are sumptuous in pasta salads, crudités, and as a salad topper– there are so many delicious options. 

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19. Popcorn

A close-up of a bowl of popped popcorn, showcasing white, fluffy kernels with some slightly browned spots.

Popcorn is a simple snack that’s high in fiber and low in calories. It’s a delicious snack if you want to add a little fiber into your diet or need a quick pick-me-up snack. 

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20. Seeds

A clear plastic container filled with green pumpkin seeds placed on a blue-and-white surface.

If you are looking for a crunchy snack option, look no further than seeds. They are a good source of healthy fats and vegetarian protein. 

Flaxseeds, chia seeds, pumpkin seeds, and sunflower seeds are some healthier seed options you can incorporate into your weekly snack menu.

🙋‍♀️If you like what you are reading, then click like and subscribe to my newsletter. We share tips to waste less time and money.

21. Smoothies

A glass of banana smoothie topped with banana slices and cinnamon, next to a bunch of bananas and a bowl of peanut butter on a white countertop.

Smoothies are a great way to ensure you’re getting your fruit and veggies in for the day. Throw some frozen fruit or veggies, almond milk, almond butter into a blender, and you’ve got a fast, healthy snack ready to go in just minutes.

If you’ve got leftover fresh fruit or vegetables that are starting to turn, smoothies are also an excellent way to use up what you have on hand, saving you money and cutting down on food waste.

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22. Nut Butters

A glass jar filled with creamy peanut butter is placed on a wooden surface. Surrounding the jar are scattered cinnamon sticks and nuts.

Nut butters are full of heart-healthy monounsaturated fats, protein, and fiber, which will help you feel fuller for extended periods. 

You need to be careful with portion control as nut butters calorie count can reach as high as 200 calories per 2 tablespoons. 

Nut butters are great stirred into oatmeal, made into muffins or pancakes, muffins, smoothies, toast, celery, bananas, or apples. 

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23. Bell Peppers

Image Credit: Pixabay

Slice up a bell pepper or two, and you’ll have a cheap healthy snack ready to go!

These crunchy veggies are full of vitamin C and fiber, so if you are looking for a healthy snack with a crunch, don’t hesitate to grab a pepper or two the next time you’re at the grocery store. 

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24. Edamame

Bowl of green edamame beans on a white surface.

Edamame is a super quick and easy snack.

You can even shortcut the preparation process by buying a pack of frozen edamame, heating it up in the microwave, and you’ve got a rich source of protein and fiber. 

Check your favorite cheap grocery store to stock up on what is sure to be your next favorite frugal snack. 

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25. Sweet Potato Chips

Bowl of crispy, seasoned sweet potato chips garnished with a sprig of fresh parsley.
Image Credit: Pixabay

Baked sweet potato chips are a crispy, delicious salty snack. Slice your sweet potatoes into thin slices, coat with olive oil and spices, and bake. 

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26. Homemade Granola

A plate of yogurt bark topped with sliced strawberries, blueberries, granola, and chocolate chips.

Granola can be made with tons of variations in ingredients. Some popular healthy ingredients are oats, almonds, chia seeds, walnuts, dried fruit, sunflower, or pumpkin seeds. 

These ingredients are loaded with good fats and belly-filling fiber. 

The cost and health benefits depend primarily on the ingredients chosen. 

The Easiest Homemade Granola Recipe

27. Roll-Ups

Close-up of pinwheel sandwiches with ham, lettuce, and cheese, secured with toothpicks, on a wooden board. A bowl of avocado dip is in the background.
Image Credit: iStock

Rolling up your favorite sandwich meat and cheese or veggies, is a super quick and easy snack on the go. This is the perfect snack for work or school and is super easy to make ahead of time. 

You can get creative with your rollups. Start by layering lettuce, tomato, turkey, and cheese. You could even add some fresh avocado to the mix for another healthy fat!

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28. Homemade Banana Bread

Sliced loaf of banana bread on a slate board with a yellow cloth in the background.

Banana bread is a comfort food that is great to have at any time.

Unlike traditional banana bread recipes, you can give this dish a healthy spin by substituting refined flour and processed sugar with ingredients like 100 percent whole wheat flour and using natural sweeteners like honey or maple syrup.

One of the best parts about baking homemade banana bread is that it freezes beautifully. 

You can slice and freeze it, making this an excellent option for make-ahead snacks.

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Eat healthily without breaking the bank

A woman eating a salad with a fork.

Grocery shopping on a tight budget is manageable with the appropriate information.

The money you save on food bills can be used to achieve other objectives. A down payment, a new automobile, or a family trip may all be paid for with the extra cash.

Mastering the art of frugal living can do wonders for your long-term financial stability and independence.

🙋‍♀️If you like what you just read, then subscribe to my newsletter and follow us on YouTube.👈

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